The pundit behind the 24hrsCrypto account has argued that an XRP rally to lofty price targets would only make a few people rich. Notably, many XRP proponents have repeatedly suggested that XRP is undervalued and could eventually climb to $100 or even $1,000. However, these predictions often trigger criticism. Particularly, these skeptics usually point to two reasons. First, they argue that XRP’s market cap would become unreasonably large at those prices. Second, they claim such a rally would turn millions of people into billionaires, with XRP currently boasting 6.88 million wallets. They believe this is unrealistic. XRP Rich List for 0 to 20 XRP Wallets On average, these wallets contain about 7 XRP, which he rounded to 8. At today’s prices, that works out to less than $25 per wallet. The next tier includes 2.5 million wallets with balances between 20 and 500 XRP. Together, these wallets hold about 210.5 million XRP. On average, each wallet in this group has roughly 83 XRP, worth around $240. XRP Rich List for 20 to 500 XRP Wallets Adding both categories together, there are about 5.6 million wallets, already 81% of total XRP wallets, with a combined balance close to 233.8 million XRP. However, 24hrsCrypto stressed that the average person in these groups holds only pocket change, not life-changing wealth. As a result, even if XRP hits lofty targets like $1,000, their balances would not reach millions or billions. XRP Rich List for 0 to 500 XRP Wallets Most XRP Whale Investors Own Multiple Wallets He then moved to the upper brackets, where wallets carry anywhere from 1,000 XRP up to 5 million. While the numbers look big, he pointed out that wallet counts do not equal individual people. Specifically, many investors spread their holdings across several wallets. One person might keep 10,000 XRP in one wallet, 25,000 tokens in another, and 50,000 XRP in yet another. This means the actual number of people in these larger brackets is far smaller than the charts suggest. To him, this makes the argument that “millions” will become wealthy completely flawed. Out of billions of people worldwide, only a tiny fraction owns enough XRP to see life-changing gains. Most holders only control between $25 and $240 worth of tokens. Notably, to own 500 XRP today, someone would need to spend about $1,400. He argued that this alone shows how few people could truly benefit on a massive scale. XRP’s Long-Term Price Prospect 24hrsCrypto then discussed XRP’s long-term price outlook. He believes XRP will eventually reach $100 and could climb as high as $2,000 or even $3,000. He insisted that critics may doubt this, but the math and time will prove them wrong. Essentially, the market pundit believes the structure of XRP ownership guarantees that only a small group of holders would see extraordinary gains, while the majority would not.