Etherisc is a platform for insurance products development. By leveraging the Blockchain technology, it aims to create a community where is possible for the users to collectively develop insurance products. The Etherisc main objective is to disintermediate the insurance market with a P2P platform, in order to become more efficient and reduce operational costs. The DIP token is an Ethereum-based (ERC20) cryptocurrency developed by the Etherisc. It is the network native internal currency and necessary to receive the transaction fees (% of insurance premiums or fixed cost). Furthermore, the DIP token can be used to reward platform users to build and maintain risk transfer products.