The eRSDL ecosystem is designed to act as a safe-harbour where sophisticated parties are the "pricing oracles" and ordinary people can participate alongside with a reduced chance of being gamed by experts. Merchant Bankers, staked to the eRSDL ecosystem, have the access to the capital they need, and have a ready marketplace in which to lend their excess. Their merchant banking counterparties measure and price risk for short-term loans between the parties. Ordinary eRSDL holders then participate safely at market rates.