Globiance Exchange (GBEX) is a multifaceted fintech platform that combines traditional banking with cryptocurrency services. Established in 2018, it offers a wide range of services including exchanges, banking, and payment solutions. The GBEX token, central to the ecosystem, is a deflationary utility token based on the XinFin XDC Network. It is used for fee payments, liquidity pools, governance, and rewards within the Globiance ecosystem. The platform is the brainchild of founders Irina La Rosa, Oliver Marco La Rosa, Alexander Pfau, and Sascha La Rosa, and operates globally with a significant employee base.