The MCV-CAP project aims to further develop the etoxx software and the creation of the digital bank BCB4U. The BCB4U digital bank will combine traditional banking services like standing and collection orders, bank transfers, credit and debit cards, salary accounts, incoming and outgoing payments, etc with new features provided by blockchain technology and cryptocurrencies. These new features include anonymity, free service, immediate payment function, extended security functions, etc. MCV’s Bank BCB4U, will offer 24/7 SEPA & Blockchain banking products and services, including a Super Wallet with subwallets in various FIAT and crypto currencies, as well as MCV Credits, Crypto Wealth Management, debit/credit cards and other blockchain-based financial services. The MCV Token is an ERC-20 token based on the Ethereum network. It serves as a voucher for the future BCB4U coin (on a 1-4 scale) which will be issued once the BCB4U bank management after the bank license has been granted. The BCB4U cryptocurrency will serve as the internal bank currency and loyalty coin for all internal and external banking services.