SecureCryptoPayments is a decentralised payment platform that includes an eCommerce transaction processor to execute payments between buyers and merchants allowing cryptocurrency users to purchase goods/services without being required to use cryptocurrency exchanges making the buying process fast. The SecureCryptoPayments platform offers to Merchants an easy way to expand the customer base, 1% fee for each transaction and reconciliation report. On the other end, the Buyers have a multilayer loyalty system, cashback service, ability to spend SEC tokens in the network of online stores and refunds in cryptocurrency. The SEC token is an Ethereum-based ERC20 token used as a payment method and a reward system within the SecureCryptoPayments ecosystem.