TRAVA.FINANCE is a decentralised crypto lending marketplace, unique for allowing users to create and manage their own lending pools. Operating on Binance Smart Chain, Ethereum, and Fantom, it uses a semantic cross-chain knowledge graph and data analysis for effective pool management and risk reduction. The platform also offers a novel approach to credit score evaluation and cross-chain identification. It stands out by enabling tailored investment strategies, utilizing cross-chain data for optimal pool parameters and transaction monitoring. TRAVA.FINANCE supports various collateral types, including NFTs and stock tokens, and uses its native token, Trava, for rewards, collateral, payments, and staking. This makes it a comprehensive solution for cross-chain lending in the cryptocurrency market.