xMoney, formerly Utrust, is a groundbreaking cryptocurrency, addressing hurdles to mainstream digital currency adoption. Tackling security and high fees, it aims for smooth, low-cost crypto transactions. xMoney connects merchants to a wide crypto-holder audience, ensuring secure buys and offering sellers refunds and market volatility protection. Fusing blockchain's strength with fiat systems' reliability, xMoney pioneers efficient payments for individuals and businesses. Co-founded by visionaries like Nuno Correia, crypto industry expert, and Roberto Machado, with global experience. Filipe Castro, a tech specialist, and Artur Goulão also contributed. The Unified Crypto-Fiat Payment Network unites cryptocurrencies and fiat, transforming transactions and financial systems. Features like xMoney Crypto Pay streamline business crypto transactions. The mobile wallet manages crypto, on/off-chain payments, and crypto-fiat conversions adeptly.