Norfolk, Nebraska — Telcoin, a blockchain-powered fintech operating across 171 countries, has raised $25 million in an ongoing pre-Series A round to launch Telcoin Digital Asset Bank — the first regulated blockchain bank in the United States. — The raise enables Telcoin to meet capital requirements for its conditionally approved Nebraska Digital Asset Depository Institution (N-DADI) charter. Once operational later this year, the bank will bridge the $4 trillion blockchain economy with traditional finance — introducing a fully regulated, bank-issued stablecoin known as eUSD “Digital Cash.” As a GSMA member, Telcoin has long focused on merging telecommunications, blockchain, and banking to deliver accessible financial services. Its platform already serves millions of users worldwide through a mobile-first approach to remittances and decentralized payments. The launch of Telcoin Digital Asset Bank now extends that mission — combining regulatory compliance with blockchain technology to create a trusted, transparent, and globally connected financial system. Bank-Issued Stablecoin for Everyday Use Unlike offshore or non-bank stablecoins, Telcoin’s eUSD will function as real digital money — designed for payments, remittances, and direct merchant transactions. “Consumers don’t want ten different branded stablecoins — they want usable digital dollars. With our first-of-its-kind bank and stablecoin, we’re providing real access to bridge the gaps between traditional banking and DeFi.” Paul Neuner, Telcoin’s CEO & Founder The company’s multi-currency eXYZ Digital Cash suite will also extend beyond USD, supporting digital equivalents of other major currencies to enable instant global settlements across borders. The First Bank Charter to Connect DeFi Under Regulation Telcoin’s Nebraska charter is the first U.S. banking license to explicitly authorize connections to decentralized finance (DeFi) protocols under a regulated framework — made possible by the Nebraska Financial Innovation Act, which Telcoin helped draft and pass in 2021. “The U.S. can’t afford to fall behind on stablecoin infrastructure. Telcoin is showing how digital dollars can live inside a trusted banking system — not outside it.” Matt Maser, Lead Investor From Remittances to Global Payments Telcoin’s first focus is cross-border remittances, an industry long constrained by high fees and slow transfers. By issuing bank-backed stablecoins directly on blockchain rails, Telcoin aims to make transfers nearly instant and near-zero cost. But the company’s ambitions go further. It envisions upgrading money itself — creating a financial network where users can send, save, and transact directly from their phones, without relying on intermediaries. “Telcoin is redefining what’s possible in finance. This isn’t just digital money — it’s a reimagining of how people connect to their finances globally.” Tom Kaiman, Founding Principal of Otter & Co. Capital Holdings Through its upcoming Telcoin Digital Asset Bank, the company aims to build the foundation for an “Internet of Money” — a compliant, blockchain-powered network that merges global telecom infrastructure with secure, self-custodial finance. By combining the accessibility of mobile technology with the transparency of decentralized systems, Telcoin is positioning itself at the intersection of regulation, innovation, and inclusion — upgrading how the world interacts with money.